Lauren Davis
REALTY EXECUTIVES Boston West | 508-254-0449 | Lauren@LaurensListings.com


Posted by Lauren Davis on 6/13/2018

An offer to purchase represents a key milestone in the homebuying journey. Ultimately, it helps to plan ahead to ensure you're ready to submit a homebuying proposal. Because if you know what it takes to put together a competitive offer to purchase a house, you can boost the likelihood that a home seller accepts your proposal.

Now, let's take a look at three tips to help you get ready to submit an offer to purchase.

1. Study the Housing Market

The housing market fluctuates frequently. As such, you may enter a real estate market that favors buyers but slowly shifts into sellers' favor, or vice-versa. But if you examine the real estate sector closely, you can differentiate a buyer's market from a seller's one and submit an offer to purchase that accounts for the current housing market's conditions.

If homes are selling quickly at or above their initial asking prices, you may be working in a seller's market. Comparatively, if houses linger on the real estate market for many weeks or months before they sell, you may be operating in a buyer's market. As you start to craft an offer to purchase a house, you should analyze the real estate market. By doing so, you can submit an offer to purchase that matches a seller's expectations.

2. Get Your Finances in Order

Entering the housing market with a budget in hand usually is beneficial. If you get pre-approved for a mortgage, you can narrow your house search and stick to a budget as you pursue your dream residence.

Banks and credit unions can teach you everything you need to know about fixed- and adjustable-rate mortgages. Perhaps best of all, lenders employ mortgage specialists who can respond to your mortgage concerns and questions. If you collaborate with a lender today, you can get the financing you need to buy a house. Also, you can conduct a search for homes that fall within your price range and reduce the risk of submitting an offer to purchase that surpasses your budget.

3. Avoid a "Lowball" Offer

Submitting a "lowball" offer to purchase a home may seem like a good idea at first. Yet submitting a homebuying proposal that falls short of a seller's expectations is unlikely to help you acquire your dream house.

In most instances, a seller will instantly reject a lowball offer to purchase. And if you receive an immediate "No" from a seller, you risk missing out on the opportunity to purchase your ideal residence.

Allocate time and resources to craft a competitive homebuying proposal – you'll be glad you did. Otherwise, you run the risk of putting together a lowball offer that will miss the mark with a seller and force you to look elsewhere to purchase a house.

Lastly, if you need extra assistance as you perform a house search, you may want to hire a real estate agent. By employing a real estate agent, you should have no trouble crafting a competitive offer to purchase any home, regardless of the housing market's conditions.




Categories: Uncategorized  


Posted by Lauren Davis on 6/6/2018

Have you found your almost dream house, but there’s just one small catch holding you back? If lack of storage space is preventing you from placing your bid don’t write that house off just yet. If you’re willing to put in some work to your new house I’ve got some creative solutions that can help you look at your space in a new way. Here are a five “faux” built-in idea to add to your home to leverage precious space out of those “awkward” corners and empty walls.

1. Build a bookcase along the wall of a staircase. If you have an empty wall created by a staircase you can create a one of kind bookcase to store books, movies, and knick-knacks. This is a perfect solution for those walls that are too small to place furniture in front of but too large to go unused.

2. Utilize any alcoves. If your home comes with any alcoves, consider yourself lucky! These can make for a great spot to tuck in a built-in desk and provides plenty of room for overhead shelving to store books as well as office and school supplies. If an office nook isn’t your cup of tea you could also easily turn this space into a crafting corner for scrapbooking or sewing. 

3. Turn a dead end hallway into a useful and inviting space. A dead end hallway that leads to a window may add lots of light to a home but it can also be an awkward place for furniture. Depending on the size of the space you could add a linen storage that doubles as a small window seat. 

4. Create a welcoming mudroom that acts as a catch-all for your family's shoes and outerwear. Add a wall-length bench with room to store shoes underneath and hooks for jackets and bags overhead. You can add a shelf over the hooks for even more storage (think sports equipment and outdoor toys). Get creative with molding and shiplap for a one of a kind addition to your home that looks original to the house. 

5. If a room lacks a closet, add your own. This solution is only limited by your imagination. You can either pick up a kit or go completely DIY.  Many stores, such as Ikea, offer floor to ceiling closet kits, these are usually sleek and modern with sliding doors. Alternatively, you can come up with your own custom design that stretches a wall, fills a corner or juts out and creates an alcove for you to fit a bed or desk into. This is another project that with the addition of millwork will look seamless and original to the home. 

When a couple finds their dream home it doesn’t always guarantee it’s a 100 percent perfect fit for their lifestyle. More often than not they usually find themselves with a list of changes they would like to make that will turn their new house into a well-loved home. If your new home doesn’t have a lot of storage options don’t forget that you can easily add your own with a little creativity and elbow grease!




Categories: Uncategorized  


Posted by Lauren Davis on 6/4/2018

This one checks all the boxes: Beautiful, center-entry colonial with fenced backyard, 4 bedrooms, 2.5 baths, central air, 2 car attached garage on a cul-de-sac! Entering the foyer you find a lovely dining room on one side & living room with French doors on the other. Through the French doors is the inviting family room with a fireplace. It's completely open to the large eat-in-kitchen and has access to the deck for easy grilling and entertaining. The kitchen has an island, an abundance of cabinets and great pantry space. Hardwoods throughout 1st floor. Completing the first floor is a half bath w laundry. The second level hosts four bedrooms including master suite with walk-in closet & spacious bathroom w jetted tub & stand up shower. The walk-out lower level has a huge finished area that can be playroom, office, exercise space, etc...There is also a walk-in cedar closet and tons of additional storage on this level. Voted one of the Best Schools & Best Places to Live by Boston Magazine!

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Lauren Davis on 5/30/2018

Your home is great, but in order to help it stand out to prospective homebuyers, you'll need to separate your treasured belongings from your clutter. By doing so, you'll be able to maximize the space in your house and make your home more attractive to homebuyers. Ultimately, you'll want to create a household storage plan to ensure you can make the most of the space at your disposal. And with the right skills and know-how, you should have no trouble storing antiques, photographs and other personal belongings and getting rid of clutter in your house simultaneously. So what does it take to develop a household storage plan? Here are three tips to ensure you can create an effective household storage strategy: 1. Conduct a Home Storage Assessment. Which items do you want to keep, and which items can you live without? Separating your treasured belongings from your clutter is essential and will enable you to free up space in your house without delay. A home storage assessment also enables you to determine where you may be able to store various items as you showcase your residence to homebuyers. For instance, you may want to keep holiday decorations in a box in your attic or basement. Or, you might consider placing all of your summer clothing in a storage bin under your bed. But regardless of how you decide to use the storage space at your disposal, you'll first need to perform a home storage assessment to ensure you'll be able to maximize the space that is available. 2. Use Storage Boxes and Trash Bags. For items that you intend to keep, use storage boxes to organize these belongings. Also, be sure to label each box accordingly. And if a box contains fragile items, don't forget to mark it as such. On the other hand, if there are items you plan to dispose of, be sure to place these items in trash bags. That way, you can put the trash bags out on trash day and eliminate various items from your home. In addition, some items may hold value even if you don't need them. And if an item looks like it's in great condition, you may want to consider selling it online or as part of a yard sale. 3. Stay Organized. Although you'd like to be able to sell your residence as quickly as possible, the real estate market offers no such guarantees. However, if you stay organized, you'll be able to enjoy a clean, clutter-free home throughout the duration of the home selling process. After you develop a household storage plan, be sure to follow it consistently. This will enable you to keep your house looking great and improve your chances of generating interest from homebuyers far and wide. Remember, a pristine home is an attractive house, particularly for homebuyers who are searching for a residence that offers plenty of space and an awe-inspiring appearance. And if you create a household storage plan, you'll be equipped to minimize clutter, maintain plenty of space and showcase the beauty of your house to prospective homebuyers at any time.





Posted by Lauren Davis on 5/23/2018

If you’re finding that your finances are a bit tighter these days, you might need to adjust your budget a bit. Have you ever thought about alternatives in helping you to pay your mortgage? There’s a few things that you might be able to do in your home to save a few bucks and be more comfortable with your budget and finances. 


Share The Space


This might sound crazy, but it works for many people. If you’re willing to share your living space with others, it could help you to make a dent in your mortgage. This works especially well if you have a home with a separate entrance like an in-law apartment or something similar. 


Make Adjustments To Your Expenses


There are many different costs that come along with owning a home. If you reduce some of these expenses, you’ll be able to cut your overall spending. You don’t need to completely adjust your entire way of living to do this. Some ideas:


  • Cut the cord on cable and install streaming devices
  • Go on a family cell phone plan
  • Skip the gym membership
  • Use public transportation
  • Cook at home instead of eating out
  • Use coupons


Put Tax Refunds To Good Use


If you normally get a tax refund, you can apply that money to your mortgage instead of using it to buy something else. You could also adjust your withholdings. This would allow you to get a bit more money in your paycheck each week. You’ll get less of a refund during tax time, but the extra money may help you to pay down bills throughout the year. 


Pay More Towards The Principal 


To make the most of your hard-earned savings, use your money wisely and pay down the mortgage faster. Just be sure that there’s no penalty for a prepayment of the loan. You can either make an extra loan payment each month or you can pay a bit over what you owe on the mortgage each month. If you pay the mortgage faster, you’ll save potentially thousands of dollars in interest over the life of the loan. You’ll need to check with your mortgage company to see what their process is for paying more towards the principal of the loan. Keep in mind that the first few years‘ worth of your mortgage payments will be going towards interest unless you specify extra payments to go elsewhere.


Whether you’d like a little more of a financial cushion or are just looking to get rid of all those pesky monthly bills, it’s never a bad idea to focus on paying your mortgage down as quickly as possible.




Tags: mortgage   finances  
Categories: Uncategorized