Lauren Davis
REALTY EXECUTIVES Boston West | 508-254-0449 | Lauren@LaurensListings.com


Posted by Lauren Davis on 9/20/2017

Whatís the optimal commute time for most people to get to and from work? According to many surveys and research studies, this amount of time is around 30 minutes at the most. The closer you live to your job, the happier youíll be (that is of course if you do like your job!) If you live further from work, you may think that the bigger house is worth it because of your paycheck. If your commute is miserable, however, you may want to rethink your journey. 


Youíll choose where you live based on a variety of factors including the neighborhood dynamics, the school system and the safety of the area. You may be willing to sacrifice one of these factors to gain another. 


Metropolitan Or The Suburbs? 


Generally speaking, the center of jobs tends to be in metropolitan areas. Yet, better schools and neighborhoods are often seen outside of the city. This makes for longer commute times. Depending upon which city youíre talking about, commute times can vary widely. New York and Los Angeles may beat smaller cities like Cleveland or Kansas City in the average number of minutes that people commute to work.


Donít Worry, Be Happy 


Your happiness factor is very important when it comes to your living situation and your commute time. Whatever is most important to you should go on the top of your property search list. If you donít mind spending an hour in the car each way to get to and from work, then you can live a bit farther away without much issue. Youíll also need to add in factors like public transportation, if thatís important to you.   


If you do prefer to take public transportation to get where you need to go, you may need to weigh a few factors. Youíll need to look in areas where trains and buses are more accessible. Living closer to public transportation can often come at a bit of a higher price tag. However, youíll be able to save some money on the cost of keeping a vehicle. All of these factors need to be kept in mind when youíre beginning your house search and making your wishlist.   


Remember that the area of the country that you choose to live in has an effect on your commute. While some cities have more traffic than others, jobs my be more plentiful in a wider area, making it easier and more affordable to live closer to work. New York City has a much different dynamic than Tulsa, letís say. 


Working From Home


In the most ideal of situations, maybe your commute is only to your home office! In this case, youíll only need to be mindful of how far it is to get to the places you need to visit most often. Youíll also want to find a home that has a good space for you to have your office in. 


We all need to work in order to pay for the beautiful homes that we own. Why not make it much easier to get to and from work, and be mindful of commute times in your home search? With todayís technology, itís a whole lot easier to get this information, so do your research! Happy house hunting!




Tags: commute   home commute  
Categories: Uncategorized  


Posted by Lauren Davis on 9/13/2017

Few experiences are as exciting, motivating or as costly as buying  a new house. It's easy to get so focused on the chance to live in a larger, more luxurious house or a smaller, more open residence that you forget how important it is to choose the right real estate agent.

Avoid getting scammed when you house hunt

Yet, it's a real estate agent who will introduce you to hidden treasures on the house market. It's also a real estate agent who will tell you about neighborhoods, area businesses, property taxes and average, high and low house prices in the area you want to move to. Go with the wrong real estate agent or real estate agency and you could regret it. Steps to avoid getting scammed include:

  • Logging onto state license agency websites and confirming that real estate agents you want to work with have an active license. Check out other licenses that the real estate agent has. For example, some realtors have broker and real estate sales licenses.
  • Read reviews on real estate agents. If you don't see reviews on individual agents, pay attention to reviews on real estate agencies that the realtor works with. Reputable agencies generally shy away from poor real estate agents.
  • Verify that mortgage brokers are legitimate. Also, confirm that mortgage brokers are not currently or  have not in the past been involved with mortgage scams.
  • Ask people you know to recommend real estate agents to you. Ask these people why they are recommending the agents to you.
  • Pay attention to your gut instinct. If you get a feeling that a deal sounds too good to be true, pause and check the deal out more fully. There are lots of good houses on the market. It's better to get a good, legitimate mortgage deal than it is to rush into a bad deal.
  • Consider working with a real estate attorney. Ask the attorney to review all contracts before you sign them.
  • Conduct research on realtors and mortgage companies to make sure that they have not been involved in price fixing, kickbacks or illegal cross selling.
  • Get an independent inspection performed on the house that you are serious about buying.
  • Compare prices and contract deals that mortgage brokers offer on a house with what other mortgage lenders offer.
  • Log into secure accounts when sharing personal information with mortgage lenders. Don't simply hand workers at mortgage companies papers with your personal information on them.
  • Shy away from mortgages that entice you into signing contracts that don't require you to put a down payment on a house.
  • Steer clear of mortgages that don't require you to buy homeowners insurance.

Search for real estate scams on the Internet and may be surprised how many stories pop up. Real estate scams happen in the residential and commercial markets. With a little research, you could avoid getting scammed. Avoid being part of a real estate scam and you can save money, headaches and court proceedings. You can also get an honest deal on a good house.




Categories: Uncategorized  


Posted by Lauren Davis on 9/6/2017

Looking to move out of a big city? Relocate to a small town, and you can enjoy the simple joys of small town life.

Many people prefer the small town lifestyle, and for good reason. In a small town, you won't have to worry about excess traffic or noise. Plus, many homes are available in small towns nationwide, ensuring you should have no trouble discovering a wonderful residence without having to worry about breaking your budget.

Kick off your search for a small town home today Ė here are three tips to help you secure a terrific small town house.

1. Study the Local Housing Market Closely

What are you looking for in a small town home? Ultimately, you'll want to consider exactly what you'd like to find in a small town house before you conduct your search for the ideal residence.

Creating a checklist of must-haves is essential. With this list, you'll be able to examine available homes in a small town and narrow your search accordingly.

Also, don't forget to examine the prices of recently sold houses in a small town. This housing market data will enable you to differentiate between a seller's market and a buyer's market.

2. Get Financing Before You Start Your Home Search

Can you afford a small town home? It all depends on the financing at your disposal.

Meet with several banks and credit unions to explore your mortgage options. That way, you can learn about fixed- and adjustable-rate mortgages and obtain financing.

If you ever have concerns or questions about home financing, be sure to ask a lender for assistance.

Remember, banks and credit unions employ mortgage professionals who are happy to help you in any way they can. These mortgage experts can teach you about different types of mortgage and offer personalized mortgage recommendations, ensuring you can get the financing you need to make your homeownership dreams come true.

3. Collaborate with an Experienced Real Estate Agent

When it comes to the real estate market, it is always better to err on the side of caution. Fortunately, real estate agents are available in small towns and big cities alike and will do whatever it takes to help you find a great house.

Hiring an experienced real estate agent who understands the properties that are currently available in a small town is vital. This real estate professional will offer tips throughout the homebuying process, guaranteeing that you can make informed decisions at every stage.

Perhaps best of all, an experienced real estate agent will take the guesswork out of buying a small town home. He or she will set up home showings and open houses, keep you up to date about new properties as they become available and negotiate with home sellers on your behalf. As a result, this real estate professional will streamline the process of going from homebuyer to homeowner.

Take the next step to acquire a home in a small town Ė use these homebuying tips, and you can locate a small town home that can serve you well for years to come.




Categories: Uncategorized  


Posted by Lauren Davis on 8/30/2017

A first-time home seller likely faces an uphill climb if he or she wants to stir up plenty of interest in a house. However, a home seller who plans ahead should have no trouble overcoming any potential hurdles along the home selling journey.

When it comes to selling a house, it is important to remember that a residence's interior can make a world of difference in the eyes of homebuyers as well. If a home seller fails to allocate the necessary time and resources to improve a house's interior, he or she risks missing out on opportunities to stir up interest in a residence.

Lucky for you, we're here to help first-time home sellers find the best ways to transform an ordinary home interior into a stellar one.

Let's take a look at three tips to help first-time home sellers upgrade a house's interior.

1. Remove Clutter

Home clutter adds up over the course of many months or years. But a first-time home seller who understands the impact of clutter can take the necessary steps to remove it.

Ultimately, clutter is an eyesore that may make your home actually appear smaller. Clutter also may make it more expensive and time-consuming than ever before to relocate from one home to the next.

A first-time home seller who hosts a yard sale can sell unnecessary items. Or, a home seller may be able to donate excess items to charity. And if there is lots of junk that fills a house, a home seller should dispose of it as soon as possible.

2. Conduct Extensive Cleaning

A first-time home seller should clean a residence from top to bottom. That way, a home seller can give his or her house a fresh, pristine appearance that homebuyers are sure to appreciate.

Be sure to wipe down kitchen counters, mop the floors and vacuum rugs in each room of your house.

In addition, if you need extra help, don't hesitate to reach out to a professional cleaning company. With professional cleaners at your side, you can speed up the process of upgrading your house's interior.

3. Meet with a Real Estate Agent

A real estate agent understands what it takes to enhance a house's interior quickly and effortlessly. As such, he or she can help a first-time home seller get a house ready to add to the real estate market.

The right real estate agent will evaluate your home's interior and offer honest, unbiased home interior improvement recommendations. Also, he or she may be able to offer tips to help you differentiate your house from others that are currently available in your city or town.

Of course, a real estate agent is an expert resource who can guide you along the home selling journey too. And if you ever have home selling concerns or questions, this housing market professional will be happy to address them immediately.

Ready to improve your house's interior? Use the aforementioned tips, and a first-time home seller can boost a home's interior and increase the likelihood of a quick, profitable home sale.




Categories: Uncategorized  


Posted by Lauren Davis on 8/23/2017

Let's face it Ė paying monthly rent for your tiny apartment is no longer feasible. Instead, you need a bigger place to live, i.e. a house that you can enjoy for years to come. As a first-time homebuyer, exploring the real estate market may sound like a fun, exciting opportunity Ė and it is! However, you need to prepare for the housing market, and by doing so, you'll be able to improve your chances of finding your dream residence quickly and effortlessly. So what does it take to find the right home? Here are three ways to boost your chances of buying your ideal house: 1. Save Money Before You Buy a Home. You'll likely need to find a lender that can offer you a mortgage with an interest rate that fits your budget. And if you save money before you buy a house, you could improve your chances of getting a mortgage with a lower interest rate. Typically, having enough money to cover several months worth of a home's mortgage may make you a better candidate for a mortgage than other potential homebuyers. It also is important to keep in mind that saving money now may help you pay closing costs and other fees that frequently arise during the homebuying process. 2. Look at Both Your Income and Debt. Ideally, you'll want to establish a budget as you prepare to explore the real estate market, as this will allow you to determine which houses you can afford. When you create your budget, be sure to consider both your annual income and outstanding debt as well. Evaluating these factors will enable you to better understand your yearly expenses and ensure you're able to search for homes that fit your budget perfectly. Don't forget to consider your future earnings as you develop your budget, too. For instance, if you're a student who already has a job lined up after graduation, you may be able to handle a larger monthly mortgage payment. On the other hand, if you have a baby on the way, you may want to account for the expenses associated with a newborn as you pursue a residence. 3. Monitor Your Credit Score. For homebuyers, your credit score reigns supreme in the eyes of lenders. Thus, spending some time monitoring and improving your credit score may make it easier for you to move one step closer to landing your dream house. Remember, you're eligible to receive a free copy of your credit report from each of the three major credit reporting agencies (Equifax, Experian and Trans Union) annually. And if you review a copy of this report, you can understand where your credit score currently stands. If your credit score is low, you can improve it by paying off any outstanding debt. Furthermore, if you find an error in your credit report, be sure to notify the agency that provided the report to you to ensure you can fix this mistake; otherwise, the error could impact your ability to buy a house. Being a first-time homebuyer sometimes can be challenging. But if you use the aforementioned tips, you may be able to bolster your chances of purchasing your dream residence.