Lauren Davis
REALTY EXECUTIVES Boston West | 508-254-0449 | Lauren@LaurensListings.com


Posted by Lauren Davis on 5/23/2018

If you’re finding that your finances are a bit tighter these days, you might need to adjust your budget a bit. Have you ever thought about alternatives in helping you to pay your mortgage? There’s a few things that you might be able to do in your home to save a few bucks and be more comfortable with your budget and finances. 


Share The Space


This might sound crazy, but it works for many people. If you’re willing to share your living space with others, it could help you to make a dent in your mortgage. This works especially well if you have a home with a separate entrance like an in-law apartment or something similar. 


Make Adjustments To Your Expenses


There are many different costs that come along with owning a home. If you reduce some of these expenses, you’ll be able to cut your overall spending. You don’t need to completely adjust your entire way of living to do this. Some ideas:


  • Cut the cord on cable and install streaming devices
  • Go on a family cell phone plan
  • Skip the gym membership
  • Use public transportation
  • Cook at home instead of eating out
  • Use coupons


Put Tax Refunds To Good Use


If you normally get a tax refund, you can apply that money to your mortgage instead of using it to buy something else. You could also adjust your withholdings. This would allow you to get a bit more money in your paycheck each week. You’ll get less of a refund during tax time, but the extra money may help you to pay down bills throughout the year. 


Pay More Towards The Principal 


To make the most of your hard-earned savings, use your money wisely and pay down the mortgage faster. Just be sure that there’s no penalty for a prepayment of the loan. You can either make an extra loan payment each month or you can pay a bit over what you owe on the mortgage each month. If you pay the mortgage faster, you’ll save potentially thousands of dollars in interest over the life of the loan. You’ll need to check with your mortgage company to see what their process is for paying more towards the principal of the loan. Keep in mind that the first few years‘ worth of your mortgage payments will be going towards interest unless you specify extra payments to go elsewhere.


Whether you’d like a little more of a financial cushion or are just looking to get rid of all those pesky monthly bills, it’s never a bad idea to focus on paying your mortgage down as quickly as possible.




Tags: mortgage   finances  
Categories: Uncategorized  


Posted by Lauren Davis on 5/21/2018

This Single-Family in Holliston, MA recently sold for $385,000. This Ranch style home was sold by Lauren Davis - REALTY EXECUTIVES Boston West.


46 Regal St, Holliston, MA 01746

Single-Family

$369,900
Price
$385,000
Sale Price

7
Rooms
3
Beds
2
Baths
OPEN HOUSE CANCELLED. Don't miss this well maintained, one level living home with beautiful backyard on a cul-de-sac close to rail trail, schools, shops and restaurants. The living room has great natural light courtesy of a large picture window. The bright kitchen has white cabinets, granite counters and a window overlooking the backyard and is open to a spacious dining area with built-in shelving and a slider out to the deck for summer grilling convenience. The large family room is perfectly situated off the dining area and also has access to the deck, as well as lots of windows, a skylight and recessed lights. There are three bedrooms including the master which boasts an en-suite bathroom. One bedroom is currently used as a den. Updates include windows on the front side of the house (2016), water heater (2014), garage door (2015), bedroom carpets (2017), driveway (2011), roof (2007). All this plus Holliston's highly ranked schools offering French & Montessori programs.

Similar Properties





Categories: Sold Homes  


Posted by Lauren Davis on 5/16/2018

Unless you’ve been living under a rock you know AI (artificial intelligence) assistants are the new must-have tech gadget. They are quickly popping up in homes everywhere and making families lives so much easier.

Google Home with its Google Assistant has the deepest wealth of knowledge to pull from (ahem… Google Search) and can sync up with your existing Google account preferences. Which means you don’t have to worry about downloading extra apps, creating new accounts or recreating the content and information you already have elsewhere.  

To perform tasks Google Assistant uses pre-established “Home Commands” that trigger an action. To signal that you are speaking to the assistant you start your request with “Okay Google”. If you have an Android you might already be familiar with this process. Which is another tick on the pros column for Google Home for those who are keeping tally.

Get your itinerary by asking “Okay Google, what do I have planned next week” or “What do I have planned today”. Google Assistant will pull right from your Google Calendar and remind you of upcoming appointments, reminders, and events.

Set a timer when cooking by simply stating how long you need one to be set for. You can also set alarms by request. Change your morning alarm or set up daily reminders to take a medication or start dinner, for example.

Control your smart home devices with Google Home. The Assistant can raise or lower the temperature of your home if you have a smart thermostat. It can also turn lights and devices on or off to those hooked up to a smart outlet.

Of course, there is always the option to ask Google Assistant to play music, radio, podcasts or an audiobook. Perfect for to keep your mind busy during those deep cleaning days or when exercising at home.

Never forget anything again by asking the Assistant to remember things for you. It can be anything - to call your mother, pick up a birthday present to your nephew or know how long that sauce has been in the fridge. Then when you need to know you can simply ask for the Assistant to remind you.

Order pizza through Domino’s. Pizza on demand. Need I say more?

With face recognition capabilities Google Home hooked up with a smart doorbell can tell you who is at the door. The Nest Hello doorbell has a built-in camera to allow Google Assistant to recognize faces that you’ve configured it to remember.

Use IFTT, the automation app, If This Then That, to come up with your own commands. Use it to create commands that trigger an action of your choosing. You can add to your to-do list, iPhone calendar, and other apps. Ask for the Assistant to call your phone when it inevitably gets lost (probably between the couch cushions).




Categories: Uncategorized  


Posted by Lauren Davis on 5/9/2018

Adding a condo to the housing market may seem difficult at first. Lucky for you, real estate agents can help you streamline the process of listing your condo, stirring up interest in your property and ensuring you can maximize its value.

What does it take to find the right real estate agent to sell your condo? Here are three questions that you should ask a real estate agent before you hire this professional to sell your condo:

1. Have you sold condos in the past?

When it comes to selling a condo, it is always better to err on the side of caution. Therefore, you may want to consider hiring a real estate agent with condo selling experience over a real estate professional who exclusively sells homes.

A real estate agent with condo selling experience may be able to offer insights that you won't receive elsewhere. For example, this real estate professional may be able to provide tips to help you enhance your condo without the risk of violating homeowners' association (HOA) rules.

Plus, a real estate agent with condo selling experience will understand how to manage home selling challenges that may arise. This housing market expert will be able to address such challenges quickly and limit their impact on the condo selling process.

2. What approach will you take to sell my condo?

As a condo seller, your goal is to sell your condo as quickly as possible and ensure you can get the best price for your property. Meanwhile, you should find a real estate agent who shares your goal and will do everything possible to promote your residence to the right groups of property buyers.

Initially, a real estate agent should learn about your condo selling needs. He or she will listen to your condo selling concerns and ensure you are fully supported throughout the condo selling cycle.

A real estate agent should be ready to promote your condo in a variety of ways too. From social media posts that highlight the size and beauty of your condo to open houses that enable property buyers to check out your residence, a real estate agent should go above and beyond the call of duty to showcase your condo.

3. Why should I hire you?

No two real estate agents are identical, and as such, you're sure to hear lots of different responses to this question. Consider a real estate agent's answer closely, and if you are satisfied with the response, you may want to move forward with this housing market professional.

For home sellers, it is essential to collaborate with a real estate agent who makes you feel comfortable. This real estate professional will communicate with you regularly and keep you informed at each stage of the home selling process. As a result, you'll never be left in the dark as you move closer to selling your condo.

Ready to sell your condo? Use the aforementioned tips, and you can hire a great real estate agent to help you simplify the condo selling process.




Categories: Uncategorized  


Posted by Lauren Davis on 5/5/2018

Don't miss this wonderful home built by a local, well respected builder and owned by only one family. A nature lover's dream situated on 1.7 acres across from conservation land. The welcoming foyer is flanked by a large dining room on one side and front-to-back, living room, anchored by a beautiful fire place, on the other side. The home offers an expansive kitchen with a pantry and lots of cabinets. Off the kitchen is a family room with an abundance of natural light and direct access to the screened-in-porch. Upstairs are all the bedrooms. Two good size bedrooms with closets and a large master with en-suite bathroom, walk-in closet and additional closet. Plenty of storage in the basement plus a two car garage with additional storage. All this and Holliston's highly ranked schools offering French & Montessori programs. Price reflects cosmetic updating next owner may wish to undertake.

More Info on this Property | New Listing Alerts